Whiteman's on-base housing is privatized. Balfour Beatty Communities owns and manages it, leases usually run one year, and rent is generally paid through a BAH allotment. The Military Housing Office (MHO) also helps with off-base housing, including lease reviews, the military release clause, and landlord issues. Air Force Housing says to contact the MHO as soon as you know you're moving to Whiteman.

The Whiteman Relocation Assistance Program at the Military & Family Readiness Center (750 Arnold Ave.) helps people moving to and from the base. You can reach it at 660-687-7132. People moving to Whiteman are asked to call and sign up for Pre-Arrival Orientation, a virtual introduction to the area.

• Relocation Program / M&FRC: 660-687-7132 (DSN 312-975-7132), Monday-Friday, 8 a.m.-4 p.m.
• Personal Property Activity call center for household goods: 833-MIL-MOVE (833-645-6683)
• Whiteman Legal Office, for moving claims: 660-687-6809
• Military OneSource, 24/7: 800-342-9647

Sources: Air Force Housing: Whiteman AFB · Military OneSource: Whiteman Relocation Assistance · Military OneSource: Whiteman Household Goods

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A VA-backed purchase loan can help eligible service members, veterans and some survivors buy a home. To qualify, you need a Certificate of Eligibility (COE), you must meet VA and lender standards for credit and income, and you must live in the home.

Service members generally meet the minimum service requirement after 90 continuous days of active duty. Veterans' requirements depend on when they served. For example, Gulf War-era to present service usually means 24 continuous months or the full period you were called to active duty.

VA says a purchase loan often has no down payment as long as the price isn't higher than the appraised value. It also needs no private mortgage insurance, and the seller may pay some closing costs. If you have full entitlement, VA says you don't have a loan limit. Your lender still decides how much you can borrow.

• No down payment for eligible buyers with full entitlement, if the price doesn't go above the appraised value
• No PMI or monthly mortgage insurance
• Lender sets the interest rate, points and most closing costs
• Seller concessions are capped at 4% of the home's reasonable value. Credits for normal closing costs have no limit.

Sources: VA.gov: Purchase loan · VA.gov: Eligibility · VA.gov: Entitlement and limits · VA.gov: Funding fee and closing costs

You can request your COE online, through your lender (many use VA's Web LGY system), or by mail with VA Form 26-1880. Veterans usually need a DD214. Active-duty members need a statement of service signed by their commander, adjutant or personnel officer. Mail requests may take longer.

The VA funding fee is a one-time charge paid at closing. You can pay it up front or roll it into the loan. It's a percentage of the loan amount. For first-use purchase loans with less than 5% down, the fee is 2.15%. For later uses with less than 5% down, it's 3.3% (rates effective April 7, 2023, as of Nov. 9, 2026). Some buyers don't pay the fee, including veterans who receive VA compensation for a service-connected disability and active-duty Purple Heart recipients.

• First use: 2.15% (under 5% down), 1.5% (5% or more down), 1.25% (10% or more down)
• After first use: 3.3% (under 5% down), 1.5% (5% or more), 1.25% (10% or more)

Sources: VA.gov: How to request a COE · VA.gov: Funding fee and closing costs

Missouri: The Missouri Property Tax Credit (the "circuit breaker") can return part of the real estate taxes or rent paid by certain seniors and 100 percent disabled people. That includes veterans who are 100 percent disabled from military service. The maximum credit is $1,100 for homeowners and $750 for renters (as of Nov. 9, 2026), and the amount depends on household income and taxes paid.

Kansas: The Property Tax Relief Claim for Seniors and Disabled Veterans (Form K-40SVR, K.S.A. 79-4502) can refund some property tax. It can help eligible veterans who are 65 or older, or who have a 50% or greater service-connected permanent disability rating, plus some surviving spouses. The Kansas Office of Veterans Services lists a refund cap of $700, a homestead value of $350,000 or less, and income of $58,041 or less (as of Nov. 9, 2026).

• Check current rules with the Missouri Department of Revenue or Kansas Department of Revenue before you file

Sources: Missouri Department of Revenue: Property Tax Credit · Missouri DOR: MO-PTC Instructions · Kansas Office of Veterans Services: State Benefits Guide · Kansas DOR: K-40SVR FAQ

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Military OneSource says to start arranging your move as soon as you get PCS orders. Here's a simple checklist built from official guidance.

• Contact the Whiteman Relocation Assistance Program (660-687-7132) and sign up for Pre-Arrival Orientation
• Call the Military Housing Office early about base housing or off-base options. Ask for a lease review before you sign.
• Set up your household goods shipment in the Defense Personal Property System (DPS)
• Request your VA Certificate of Eligibility and talk with a VA lender if you plan to buy
• Ask your personnel office about housing flexibility options like early housing eligibility
• After you arrive, report to your unit's Commander's Support Staff to schedule the Whiteman Welcome Center
• File any household goods damage claims with the delivering carrier first

Sources: Military OneSource: Whiteman Relocation Assistance · Military OneSource: Whiteman Household Goods · Air Force Housing: Whiteman AFB

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